Your situation
Insurance for rideshare and delivery drivers
If you drive for Uber, Lyft or a delivery app, your personal policy likely excludes it. A rideshare endorsement covers you while the app is on and you’re waiting for a request.
What to do, in order
- Tell your insurerHiding app driving can lead to a denied claim or a cancelled policy.
- Add the endorsementIt is usually a small add-on.
Quote for my situation
David sees the situation you came from, so you won’t have to explain it twice.
What changes the price
- More miles raise the price; the endorsement itself is usually small.
What to have ready
- Which apps you drive for
- About how many hours a week
Questions
What does the app’s insurance cover?
It depends on whether you are waiting for a request, en route, or carrying a passenger. The waiting period has the lowest coverage.
Related coverage
Your policy’s wording decides what’s covered. David can walk you through yours.