What you need for a car insurance quote (and what you can skip)

The list

Item	Why it matters	Shortcut
Name and date of birth for each driver	Age and experience drive price	none
Driver license number	The insurer checks your driving record before it issues the policy	Given when you choose a quote, not in the quiz
Home address and ZIP	Florida prices change by ZIP	ZIP is enough to start
Vehicles	Repair costs, safety features	VIN, or year/make/model/trim
Current insurer and limits	Shows continuous coverage, which lowers price, and lets us quote the same coverage	Photo of your declarations page
Accidents and tickets in the last 3 to 5 years	Carriers check anyway; telling us avoids a surprise at binding	Rough dates are fine
How you use the car	Commute miles, rideshare, business	A quick answer
Lender name, if financed or leased	Must be on the policy	Your loan or lease paperwork

What you can skip at the start

• The exact VIN (year, make and model is enough for a first number)
• Your current policy number
• A payment method (nothing is bought until you say yes)

Why the quiz never asks for your license number

Your license number and a photo of your license are protected personal information in Florida, so our quiz doesn't collect them. Scanning the barcode on the back of your license fills only your name, birth date and address, and the number stays on your phone. When you pick a quote, the insurer needs the number to check your driving record. That happens in the application, and it's the step where a price can change if the record shows something we didn't know.

The fastest ways to fill it in

1. Scan your license. The barcode on the back fills your name, birth date and address. The license number is not saved.
2. Link your current insurance. If your insurer supports it, linking pulls your cars, drivers and coverage so David can quote the same limits.
3. Send a photo of your declarations page. It has every car, driver and limit on one page.
4. Type it. About two minutes, and you can skip anything you don't have handy.

What happens after you send it

• David reviews it during business hours and quotes the carriers that fit your ZIP code, cars and drivers.
• You get your quotes as plain-English receipts by text or email, with every line explained.
• You pick one, or ask about any line. Nothing is bought until you say yes.
• At application, the insurer checks your driving record and may ask for photos of the car or proof of prior insurance.

Ready?

Start your quote. Scan your license or link your current insurance for the fastest route, or answer a few questions and let David fill in the rest with you.