Carrier profile
Kemper car insurance in Florida
Kemper writes non-standard auto insurance in Florida, the market for drivers that other carriers price high or decline, with service in Spanish.
Best fit
Drivers with a ticket, crash, lapse or a non-standard history.
Who Kemper is
Kemper is a national insurance group. Its specialty auto business, which grew with the purchase of Infinity Insurance, has long served Florida drivers who need a non-standard policy, including many Spanish-speaking households.
Non-standard does not mean worse coverage. It means the carrier is set up to price drivers with a ticket, a crash, a lapse, a newer license or a foreign license, the profiles standard carriers often charge the most.
Who it tends to fit
- Drivers with a recent ticket, crash or lapse in coverage
- Drivers with a newer US license or a foreign license
- Drivers who prefer to handle their policy in Spanish
- Drivers who need a filing (ask David which programs file in Florida)
Programs and options
Filings
Kemper programs handle many state filings. Ask David which ones file in Florida for your situation.
Payment plans
Non-standard policies usually offer monthly payment plans. David shows the down payment and the monthly amount on the quote.
Compare Kemper with the others
Already with Kemper? I’ll quote the same coverage across every carrier our agency writes.
Discounts to ask about
Availability and amounts vary by policy and change over time. David checks which ones apply to you.
- Paying in full
- Automatic payments
- Multi-car
- Prior insurance (even short)
- Homeowner
Buying Kemper through David
Non-standard carriers often ask for more documents up front, like photos of the car or proof of prior insurance. David tells you exactly what is needed so the policy is not canceled later for missing paperwork.
Read the payment schedule. A missed payment on a non-standard policy can cancel it quickly, and a lapse makes the next policy cost more.
When I’d quote someone else
Drivers with clean records and continuous insurance usually see better prices at standard carriers like Progressive or Travelers.
Claims
Call 1-800-353-6737 or use Kemper’s claims site. You can also text David: he can help you understand what your policy covers before you file.
Questions about Kemper
Is Kemper only for high-risk drivers?
Not only, but that is where it is often most competitive.
Is Kemper the same as Infinity?
Kemper bought Infinity Insurance, and Infinity’s auto business became part of Kemper’s specialty auto line.
Can I get a Kemper policy with a foreign license?
Often, yes. Tell David what license you have and he will check which programs accept it.
Compare with
Kemper is a trademark of its owner. Its appearance here doesn’t mean Kemper endorses iSellPolicies.