Carrier profile
Progressive car insurance in Florida
Progressive writes a large share of Florida auto policies, sells through independent agencies as well as directly, and offers Snapshot, a program that prices partly on how you drive.
Best fit
Drivers who want to compare a usage-based discount and a wide range of add-ons.
Who Progressive is
Progressive is one of the largest auto insurers in the United States and one of the most common names on Florida declarations pages. It sells policies directly and through independent agencies like ours, so a Progressive policy bought through David is the same policy, at the same rate, you would get on your own.
Progressive prices a very wide range of drivers, from clean records to drivers with a ticket, a crash or an SR-22. That range is why it shows up on most of the comparisons David runs.
Who it tends to fit
- Drivers who are comfortable sharing driving data for a possible discount
- Households with a mix of drivers, including one with a ticket or crash
- People who want add-ons like rental reimbursement, roadside and loan or lease payoff on one policy
- Drivers who need an SR-22 filed (ask David to confirm for your situation)
Programs and options
Snapshot
An optional phone app or plug-in device that tracks things like hard braking, late-night driving and phone use. Careful drivers can earn a discount; in some programs, risky driving can raise the price at renewal. You can say no and still get a quote.
Loan or lease payoff
Progressive’s version of gap coverage, available when you carry comprehensive and collision on a newer financed or leased car. It pays part of the difference between the car’s value and what you still owe.
Bundling
Discounts when your home, condo or renters policy is with Progressive or one of its partner companies.
Compare Progressive with the others
Already with Progressive? I’ll quote the same coverage across every carrier our agency writes.
Discounts to ask about
Availability and amounts vary by policy and change over time. David checks which ones apply to you.
- Multi-car
- Multi-policy (home, condo or renters)
- Continuous insurance
- Paying in full
- Paperless and automatic payments
- Good student and teen driver
- Homeowner, even if your home is insured elsewhere
Buying Progressive through David
David quotes Progressive next to the other carriers with the same limits, so you can compare the price of the same coverage instead of two different policies.
If you pick Progressive, the carrier may ask for photos of the car, proof of prior insurance or a signed application. David tells you exactly what it needs before you pay, and the policy documents come from Progressive by email.
When I’d quote someone else
If you would rather not share driving data, or another carrier rates your ZIP code, car or record better, David shows you that side by side and tells you which one he would pick.
Claims
Call 1-800-776-4737 or use Progressive’s claims site. You can also text David: he can help you understand what your policy covers before you file.
Questions about Progressive
Is Snapshot required?
No. Snapshot is optional. You can get and keep a Progressive policy without it.
Is a Progressive policy through David different from buying online?
No. It is the same company and the same rating rules. The difference is that David compares it with other carriers and explains every line before you pay.
Can Progressive file an SR-22 in Florida?
Progressive offers SR-22 filings in many cases. David confirms it for your situation before you buy.
Does Progressive offer gap coverage?
Progressive offers loan or lease payoff on eligible newer cars with comprehensive and collision. It is close to gap, but read the limit: it pays up to a percentage of the car’s value.
Compare with
Progressive is a trademark of its owner. Its appearance here doesn’t mean Progressive endorses iSellPolicies.