Carrier profile
United Auto car insurance in Florida
United Automobile Insurance Company is a South Florida-based insurer that writes auto policies through independent agencies, often for drivers who want the Florida minimum or a low monthly payment.
Best fit
Florida drivers looking for a lower-cost policy, including the state minimum.
Who United Auto is
United Automobile Insurance Company, often called United Auto, is a Florida insurer based in South Florida that sells through independent agencies. It focuses on Florida drivers, many of them buying the state minimum.
Because United knows the Florida minimum market well, it can be one of the lower prices for PIP and property damage only. David always shows what that minimum leaves out before you choose it.
Who it tends to fit
- Drivers who want the Florida minimum (PIP and property damage) at a low price
- Drivers who need a low down payment
- Drivers with an older car who do not need comprehensive and collision
Programs and options
Florida minimum policies
Ask David how United prices the state minimum against the others for your ZIP code.
Adding protection
Bodily injury liability and uninsured motorist can usually be added. David shows the price difference line by line.
Compare United Auto with the others
Already with United Auto? I’ll quote the same coverage across every carrier our agency writes.
Discounts to ask about
Availability and amounts vary by policy and change over time. David checks which ones apply to you.
- Paying in full
- Multi-car
- Prior insurance
- Homeowner
Buying United Auto through David
United may ask for photos of the car or proof of prior insurance after you buy. David sends the list so nothing is missed.
A minimum policy is legal, but it does not protect you if you hurt someone. David shows the price of adding bodily injury liability next to it so you can decide with real numbers.
When I’d quote someone else
Drivers who want higher limits or full coverage on a newer car sometimes do better with a standard carrier.
Claims
Call 1-800-344-2150 or use United Auto’s claims site. You can also text David: he can help you understand what your policy covers before you file.
Questions about United Auto
Is United a Florida company?
Yes, United Automobile Insurance Company is based in Florida.
Is the Florida minimum enough?
It is enough to register a car, not to protect you. It has no bodily injury liability, so if you injure someone, their claim is aimed at you. Read our guide on the Florida minimum.
Can I add comprehensive and collision with United?
Usually, yes. David quotes it both ways so you can see the difference.
Compare with
United Auto is a trademark of its owner. Its appearance here doesn’t mean United Auto endorses iSellPolicies.