Meet David Diaz-Fernandez
Belen Jesuit, Division I baseball, nine years as a top seller at Land Rover and Rolls-Royce, and now recognized by Progressive as a top producer in Florida. He brings the same work ethic to your car insurance.
David Diaz-Fernandez helps Florida drivers compare car insurance in English and Spanish from the Pini Insurance office in Palmetto Bay. He doesn’t talk about himself much, so here’s the short version.
Belen Jesuit and Division I baseball
David graduated from Belen Jesuit Preparatory School in Miami in 2012. He played college baseball at Miami Dade College and then moved up to Division I as a student-athlete at Marshall University.
Baseball at that level is mostly the work nobody sees: early mornings, extra reps, doing the small things right every single day. That habit is the thread through everything he has done since.
Nine years at the top of luxury car sales
From 2016 to 2023, David was a top seller at a Land Rover dealership. In 2024 he was a top seller at Rolls-Royce.
At that level, nobody buys because of pressure. Clients come back, and send their friends, because they were treated well and told the truth. Every one of those cars also had to leave the lot insured, so David saw the other side of car insurance up close: buyers handed a policy nobody had explained, often paying more than they needed to.
A top producer for Progressive in Florida
In 2025 David brought that same approach to insurance at Pini Insurance in Palmetto Bay. In 2025 and again in 2026, Progressive recognized him as one of its top producers in Florida.
There’s no trick behind that number. He re-shops policies before customers ask, explains every line, and customers who save money tell their coworkers, friends and family. That’s also how most of his reviews start.
What his customers say
David at PINI Insurance is outstanding! He’s thorough, responsive, and ensures I fully understand my coverage and choices. I highly recommend him and the whole team PINI Insurance—big thanks to them!
Laudyz and David were awesome! Explained everything thoroughly and found the best rates. Great service!
This is the best insurance company by a landslide! Without even asking David and Kristy reached to me with a quote that lowered by monthly insurance rate by almost half! I’ve never had someone actually look out for us and work on our behalf. It’s usually the opposite. Very grateful for this team and intend on being a lifelong client.
How a quote with David works
- You tell him what you need. A new policy, a better price at renewal, a new car or a new driver. The online form takes about two minutes, or just text him.
- He shops the carriers. He quotes the companies our agency writes with that fit your ZIP code, your cars and your drivers, all with the same coverage so the prices are comparable.
- You read every line. Your quotes come as plain-English receipts: what each line pays, what it doesn’t, and what it costs. Ask about anything.
- You decide. If you pick one, he handles the application with the carrier. If your current policy is the better deal, he tells you to keep it.
Who he helps most
- Families re-shopping a renewal that went up
- People who just bought a car and need insurance before they leave the dealer (after nine years on the sales floor, he knows that moment well)
- Parents adding a teen driver
- New Florida residents switching from another state
- Drivers with a ticket, a crash, a lapse or a foreign license, who need a carrier that prices them fairly
- Anyone who wants the whole conversation in Spanish
Where he works
David’s office is at Pini Insurance in Palmetto Bay, and most of his clients are in Miami-Dade, Broward and Palm Beach: Kendall, Hialeah, Doral, Miami, Homestead, Pembroke Pines and more. He can quote any Florida driver by text, phone or email.
What he won’t do
- Quote a company he can’t actually place you with
- Show you a cheap price that quietly covers less
- Push you to switch when staying is better
- Call you over and over: you choose how and when you talk
His license
David is a Florida Licensed Customer Representative (license type 4-40), working under Pini Insurance, the licensed agency that appoints him. You can look up any Florida insurance license on the Florida Department of Financial Services licensee search. See Licensing for the agency details and How we get paid for how commissions work.
Languages
English and Spanish. Every message, every call, every quote.