Your situation

Car insurance after a DUI in Florida

After a DUI conviction, Florida requires an FR-44 filing proving 100/300/50 liability, usually for three years. Only some carriers write it, so David handles these by phone.

Reviewed by David Diaz-Fernandez, Licensed Customer Representative · Last checked 2026-11-05

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What to do, in order

Call or text DavidThe quiz skips automated pricing for DUI and FR-44 and routes you straight to him.
Keep the policy active the whole timeA lapse is reported to the state and can suspend your license again.

Quote for my situation

David sees the situation you came from, so you won’t have to explain it twice.

What changes the price

The DUI raises the price more than the higher limits do.

What to have ready

Your conviction date
The car, or say you need a non-owner policy

Questions

How long do I need the FR-44?

Usually three years from license reinstatement. David can confirm your date.

Related coverage

High-risk drivers

SR-22 vs FR-44 in Florida: what they are and how long you need one

Both are forms your insurance company files with the state to prove you carry liability coverage. An SR-22 proves at least 10/20/10 and usually follows a serious violation or an uninsured crash. An FR-44 proves at least 100/300/50 and follows a DUI conviction. Neither is a type of insurance by itself; it's a filing attached to your policy.

3 min readChecked 2026-11-06

Your policy’s wording decides what’s covered. David can walk you through yours.