Your situation
My car insurance lapsed in Florida
Florida insurers report cancellations to the state, so a lapse can suspend your license and registration until you show new coverage and pay a reinstatement fee. Getting a new policy started today is step one.
What to do, in order
- Start a new policyEven PIP and property damage alone stops the clock.
- Check your status with FLHSMVIf a suspension was issued, you’ll need to pay the reinstatement fee.
- Turn in the plate if you stop drivingDon’t cancel insurance on a car with an active plate.
Quote for my situation
David sees the situation you came from, so you won’t have to explain it twice.
What changes the price
- A gap in coverage raises the price with most carriers; the longer the gap, the bigger the effect.
What to have ready
- When the old policy ended
- The car and drivers
Questions
Can I get insured the same day?
Usually, yes. Tell David it is urgent in the quiz.
Related coverage
Your policy’s wording decides what’s covered. David can walk you through yours.